Most insurance agencies listed below insure throughout Florida. Local agents can have risks to consider on a local level.
Below is the information we will need to provide a smooth quoting process.
Client contact info: Name, phone and email
Dates of birth for applicants
Current residence address
Property address
Notate is the property is lender-financed
List how the deed will read
Notate the closing date or approximate closing date
Number of months per year to be occupied by the owner
If rented to others, the minimum rental term
Seller’s NFIP flood declarations page (may be advantageous to a Buyer)
Wind mitigation and four-point inspections when requested
Prospect property claim history last 5 years
Notate that is home will have monitored burglar alarms
Note pets and breeds
Note is jewelry or collectibles need scheduling
Coverage for Loss of Rents needs to equal 6 months of PITI/HOA
Financial Strength Rating of at least B through A.M. Best or at least an A through Demotech, or a BBB through Standard and Poor’s or Kroll.
Once you accept the quote send the Dec Page of the policy showing coverages. If there is a separate policy for flood and flood is required send both.
Once the appraisal is receivedd the Clear to Close (CTC) provide a receipt for the insurance coverage.
Office: 239.317.7160
Office: (239) 205-2012
Dylan Rector-Davis / 941-979-8426 / dylan@cigflorida.com
Phone: (239) 992-9711
Fax: (239) 947-8076
9180 Estero Park Commons Blvd #9
Estero, FL 33928
(239) 686-0401
Grimi Betancourt
305 743-3414
gbetancourt@reganinsuranceinc.com
Note: She responds quickly and offers coverages in the keys for DSCR
SimplyIOA CA Agency License#: 6004955
Vianey Diaz
Direct: 305.537.2783
Email: vianey.diaz@ioausa.com
Web: simplyioa.com
Address: 98840 Overseas Hwy, Key Largo, FL, 33037
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Delana Rollins
Personal Lines Account Executive | SimplyIOA
98840 Overseas Hwy, Key Largo, FL 33037
Direct: 305-537-2820
NeptuneFlood.com includes residential and commercial coverage, including condos, co-ops, commercial buildings, and excess coverage
Security First Insurance: Coverage options for homes over 30 years old.