Home Warranty Service

Ask Gidget about Home Warranty coverage, costs and protections.

What is a Home Warranty

Home Warranty

CRES home warranty and receive these additional benefits:

• Maximum Seller Protection: CRES E&O policies include the Sellers Protection Plan. CRES Home Warranties include up to $50,000 in Seller's E&O coverage for potential sellers -- and you will attract more listings*

• Optional Structural Coverage or Waiver: Sometimes the hidden damages can cost the most to repair. CRES warranties offer optional structural coverage (unless prohibited by law), which gives home buyers up to $10,000 for the most expensive part of their home, the structure.

• Up to a $5,000 Retention Reduction* (out-of-pocket claims expense) on your CRES E&O Policy.

Seller Protection Plan

Your CRES E&O policy may include Sellers E&O* -- up to $25,000 in E&O coverage per seller just in case a disgruntled buyer comes back after the close. It is a value-added benefit that will help you stand out from the competition and get more listings and referrals!

Download flyers, a SPP certificate, and more to help you incorporate this valuable benefit into your listing presentation.

Show you care about your clients before and after the sale by keeping their equity intact and giving them peace of mind. View our SPP video to learn more about the benefits of Sellers E&O for you and your clients

Open House & Showing Coverage

Your policy may include Contingent Liability or Open House and Showings coverage. This coverage protects you should property damage or injuries occur to your clients during open houses, showings or other selling activities.

We have developed a helpful checklist of the top open house risks -- to help you avoid potential claims before they happen. Print your clients a copy of the checklist to run through before opening their home for showings or an open house.

[Risk-Free Open House Checklist]

Building Permit History Reports

About 1 in 5 claims are related to permit issues. Whether you represent the buyer or seller, you have potential liability. Showing buyers the presence or absence of permits can help reduce your liability and E&O claims.

You have FREE Building Permit History Reports to use during this policy year, as well as discounted pricing on additional reports.

Our Building Permit History Reports include:

• Up to a $2,500 retention (out-of-pocket claims expense) reduction for CRES policyholders when a report is given to the homebuyer before the close of the sale

• Over 90 million records obtained by direct, onsite inspection sources

• Full data: Incomplete permits, contractor name (if any), description of work including roof, pool, water/fire repairs, septic/sewer, etc

• Available for both residential and commercial properties

To run a Building Permit History Report, visit cresinsurance.com and choose Customer Login in the upper right corner. In your profile box, select Permit History Report in the middle column, then click the blue New Report button.

Discount Program

Receive discounts up to 75% from Office Depot/OfficeMax, an extra 10% off Constant Contact (even for current clients) and offers from Lenovo, UPS, and Bekins/Wheaton moving services for you or your clients.